Loan Programs
Exclusive Interest Rate and Mortgage Programs
PREFERRED Interest Rate Program - Check out our special teacher interest rates.
1% Down Payment Program: With our EXCLUSION 1% down payment program, you put 1% down and the lender contributes an ADDITIONAL 2% down! You get credit for 3% down total!
1-0 Interest Rate Buydown Program: The interest rate for the first year will be a full 1% below the current interest rates. This will save you hundreds of dollars in interest as you transition into your new home!
NO Down Payment - Down Payment Assistance Program: With our FHA down payment assistance programs, you will need to little to no money to the closing table!
FHA Loans: FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA Loans: 100% financing VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment requirement. This program was designed to help military veterans realize the American dream of home ownership.
Reverse Mortgages: Reverse Mortgages allow senior homeowners to convert a portion of their home equity into cash while still living in the home.
What kind of loan program is best for you?: Should you get a fixed-rate or adjustable rate mortgage? A conventional loan or a government loan? Deciding which mortgage product is best for you will depend largely on your unique circumstances, and there is no one correct answer.